I followed the steps in the Education book for myself and my son. As you explained it was quite simple. Not only did I receive a grant award, but my son did as well, totaling $7,485.00 for me and my son received $6,735.00 for household total over $14,000.00. The great thing is, we get to apply again next year! Thank you again, Chris, for your guidance and expertise in helping me find a way to pay for our education.