Valuable information from guest contributor Bankrate: 9 ways to spot personal loan scams According to Bankrate: Consumers lost a total …

Often, you’ll hear it said that a grant is a gift. I’ve phrased it that way myself. It’s a convenient, shorthand way to differentiate them from loans, to put the emphasis on the fact that they do not have to be repaid.
But in other, important ways, grants are different from gifts, as we like to think of the term.

We all know the feeling of coming thisclose to getting something, then finding out that we just barely missed out. This can be true with grant funding. Many grant programs are funded at a particular time of year, then end when all the funds are allocated. Others have a pre-determined funding cycle. If you miss this funding cycle, you end up having to wait until the next one, or if the program isn’t renewed, then you miss out altogether.

A community issue that is common throughout many countries is the problem of disconnected youth. What “disconnected” means in this sense, is a sense of alienation from the family or community, or both. This creates challenges for the youth, the family, schools, neighborhoods, law enforcement, and more.
It’s an important issue, which is why government grant money is

We’re all familiar with college scholarships, but have you ever given any thought to why they exist? There actually are varying reasons for their existence, depending upon who’s offering them, and to whom. Let’s take a look at some of the reasons that college scholarships are offered. First, the school itself wants to attract talented students to enhance the reputation and prestige of the

The Canada Summer Jobs program helps Canada’s younger people develop employable skills and gain necessary work experience, and the deadline to apply is approaching.

One of the keys to succeeding in business is scaling your product or service optimally and tapping into new potential markets. Even if what you are selling is a niche offering (of potential appeal to just a particular segment of the market), this niche may exist outside of your own country. For example, if your primary product is sails for sailboats, that’s a select group

New business grants are provided for the purpose of helping a start-up enterprise in Canada. Often, the funding is provided in addition to the entrepreneur’s own funds and may be referred to as a “non-repayable contribution”.
The level of help offered to budding entrepreneurs can vary according to location and circumstances, and the assistance can be in a variety of forms.

We’re all eager to get government grants. (Hey, I’m no exception–I’ve gotten plenty of free government money for myself and my business, and always am on the lookout for more.) One of the most common questions is how to apply for it. Well, the answer is, it depends. Let me explain. You may already know that there are many, many funding programs out there, and they have their own ways of matching their available funding with deserving recipients.

It might seem as though grant proposals are pretty cut-and-dried, without much latitude for how you express your ideas. This may seem especially true in the case of government grants, which have pretty definite and no-nonsense guidelines. I’ve written in more than one previous article that it’s important and necessary to adhere to the guidelines, or else risk disqualification.

You’ll sometimes encounter government grant applications or proposals that need to be very detailed, with a long list of requirements from the funders that you, as an applicant must fulfill. This can be especially true for government grants because of the government’s penchant for bureaucracy. Before I go on, though, I just want to point out that the long, involved grant

Are you looking for a job or need skills training? If you are unemployed or would like to transition into a different career, the Canadian government offers a number of programs to help you succeed. You can get help deciding on a career, finding a part-time or full-time job, upgrading your skills through training and education, or even learning how to run your own business.

Congratulations–you got a grant! Now is it a one-time grant, or is it renewable? And if it’s renewable, what do you have to do to receive the next round of funding? Each allotment of grant money has its own set of conditions. One of these addresses what happens when the funding period has elapsed. One of the possibilities is that it may be one-time funding, and that you aren’t eligible to reapply in future funding cycles.

You’ve probably heard the old adage “Work Smarter, Not Harder.” This idea also applies to seeking governments grants. It’s entirely possible to work diligently, but have no success. Here are a few of the ways all your hard work can be wasted.

First are you applying to the right funder? Funding organizations are usually clear about what their funding priorities are, but even when they’re not, there are ways to find out. Why waste your time applying to a funder that will not fund your type of project?

Putting a child through college or university can cripple a parent’s finances.

” This guide is designed to help make your Internet research easier. They can seem intimidating at the beginning, but most students find them to be some of the more rewarding assignments they do. It’s a chance to take a deep dive into a topic that interests them and to find out something new that they might not have had the chance to learn in school.

Driving can be an expensive proposition, with fuel prices being so high. You may have thought about switching over to a more fuel-efficient vehicle, maybe even a hybrid or an electric car. The big question, though, is whether your gas savings will offset the cost of your new vehicle. Your decision may be made a little easier when there is a government grant that will help subsidize your new car.

How do you think a grant reviewer will see your proposal? Try putting yourself mentally in the place of the reviewer, keeping in mind that he or she has no emotional attachment to your idea, nor any prior background knowledge of why your project would be a good one.Here, we get some hints and insights from professional grant reviewers about what their preferences and pet peeves are (adapted from research by Purdue University).