Grant Secrets for Canada

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New Business Grants in Canada

New business grants are provided for the purpose of helping a start-up enterprise in Canada. Often, the funding is provided in addition to the entrepreneur’s own funds and may be referred to as a “non-repayable contribution”.
The level of help offered to budding entrepreneurs can vary according to location and circumstances, and the assistance can be in a variety of forms.

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Develop Your Funding Ideas First

I sometimes have students who are gung-ho to get a grant, any grant. They will inquire where to go to get the most money, the most quickly. I ask them what it is they are seeking to fund exactly, and they have no idea. This approach is not likely to succeed, for several reasons. First, grants exist for a purpose. The idea behind them is that the government wants to encourage positive social changes, such as job creation or home ownership,

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Government Grants for Your Registered Education Saving Plan

money-growDo you have a Registered Education Savings Plan (RESP) for your child? Remember the age 15 deadline if you have not yet opened an RESP for your child. If your child was born in 1999, this is the year to open an RESP and deposit $2,000 before Dec. 31. You will be rewarded with a $500 matching federal government grant for 2014.

For a newly opened RESP with a 15-year-old beneficiary, you must deposit at least $2,000 in 2014 to qualify for grants in 2015 and 2016. By making optimum catch-up RESP deposits of $5,000 in each of the following two years, you can earn up to $2,000 of federal grants.

If you do nothing in 2014, then in 2015, when your child turns 16, you’d be too late for a government grant for a first-time RESP deposit.

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Learn a Second Language

Learning a second language can be beneficial to you in a number of ways. There can be government grants to help you become bilingual or better, and knowing multiple languages can help you be better qualified for government grants or scholarships. There are plenty of advantages to knowing more than one language too. You may have the opportunity to study a new language at a college, in adult education classes, in community outreach programs, or other venues.

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Finding Scholarship Grants for Single Mothers

Mother and baby in home office with laptopIf you are a single mother, chances are that life is rather hectic and hurried for you. With looking after children, earning enough to support your family, running errands and doing household work, there is not much time or strength left for you to devote to attending college and furthering your educational qualification. However, it goes without saying that having at least a bachelor’s degree will help you immensely in landing a better job, giving you and your family a better quality of life. If you do want to study more but are at a loss when it comes to finding means to fund your education, you should turn to scholarships for single mothers.

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Help with Student Loans for Cash-strapped Canadians

If you are a Canadian who is having difficulty repaying your student loan debt, there may be help for you in the form of a government grant program called the Repayment Assistance Plan. Here are some of the features the first stage of this debt assistance program: The repayment period is capped at 15 years (or 10 years if you are disabled);

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Foundation Grants Are Wide-Ranging and Well-Funded

One of your resources for grant funding is foundation grants, so knowing a little about how they work and what gets funded can unlock a vast resource of grant money. We’re going to look at a representative sample of foundation funding. These figures are for what was given out in the United States in a recent year, but many of the categories are similar to the types of foundation grants that

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Start Funding Your Registered Retirement Savings Plan (RRSP) Today!

grants-for-old-and-young-people-RRSP-chris-johnson-grants-funding-expertFinishing grad school, buying that first home, and deciding to have children. They’re not the only life goals some Canadians put off. Add the words “saving for retirement” to the list.

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Which Canadian Education Savings Grant Should You Choose?

grantfundingexpert-candian-education-savings-grants-to-choose-chris-johnsonPutting a child through college or university can cripple a parent’s finances.

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Seeing through the Grant Reviewers’ Eyes

How do you think a grant reviewer will see your proposal? Try putting yourself mentally in the place of the reviewer, keeping in mind that he or she has no emotional attachment to your idea, nor any prior background knowledge of why your project would be a good one.Here, we get some hints and insights from professional grant reviewers about what their preferences and pet peeves are (adapted from research by Purdue University).

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Why Are Some Government Grant Applications So Long?

You’ll sometimes encounter government grant applications or proposals that need to be very detailed, with a long list of requirements from the funders that you, as an applicant must fulfill. This can be especially true for government grants because of the government’s penchant for bureaucracy. Before I go on, though, I just want to point out that the long, involved grant

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Should You Hire A Grant Writer?

If you are having difficulty deciding whether or not to hire a grant writer, below are some pros and cons that can help you decide what is right for you. One advantage of hiring a writer to assist you with putting together your proposal is that it can mean faster results. The basic job of a grant writer is to complete your work based on your financial strategy in a timely manner.

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A Hidden Benefit of Higher Education

We’ve all heard about how having a college or university education can be intellectually fulfilling and, in most cases, helps you increase your lifetime earnings. Certain degrees, such as medicine or engineering, are considered to be tickets to a middle to upper-middle class economic bracket. Other degrees, such as art degree or some liberal arts studies have less of a solid connection between the degree and future earning power,

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10 Tips to Write Your Best Grant Application

Tips to write best grant applicationsMany people have a preconceived notion that grant writing is difficult and get intimidated at the thought of completing a grant application. With your busy life, who has time to figure it out? To save you time, here are the top ten tips for writing successful grant applications.

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One Crucial Little Tip for Your Government Grant Applications

One popular misconception about getting grants is that they are awarded to those who are most in need. You may be familiar with an old television show called “Queen for a Day” that was broadcast in the US in the early 1960s. The premise of the show was that contestants would take turns telling their hard-luck stories, usually involving financial and emotional difficulties.

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Be Nice to People on Your Way Up. You’ll Meet ‘Em On Your Way Down.

There’s a saying that originated in old Hollywood in the 1930s: “Be Nice to People on Your Way Up. You’ll Meet ‘Em On Your Way Down.” You know what? That’s great advice for business and real estate investing too, and when you’re looking to get a grant. From the very beginning, in every transaction, it’s to your benefit to treat others with kindness and respect. Of course, that’s just the right

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You Can Benefit by Helping Others

This website provides you with plenty of information about how you can receive government grants for yourself or your organization. But here, we’re going to take a quick look at how you can provide for others and benefit yourself. You can donate cash, services, or useful items to charities that benefit communities, men, women, children, or animals.

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Government Grants Can Mean a Better Job for You

Whether you’re unemployed, underemployed, or just ready for a change, there may be programs that can help you improve your job situation in a variety of ways. First, you can typically access government grants for education to either begin your college career or go back to school, whether it’s academic learning or a trade school.

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