Student loan consolidation is the process of taking multiple outstanding loans and reorganizing them into a single loan, sometimes with a longer repayment period and therefore a lower monthly payment. If you’re in serious debt and ineligible for student loan forgiveness, consolidation could offer the solution you need. Here’s what you need to know.

One of the popular uses of government funding is acquiring real estate. Many of my students have used government funding programs to buy their first home or upgrade their existing residence. Others still are real estate investors, either with some experience or just getting started. No matter whether you’re a novice or a seasoned investor, there are four basic principles of real estate that you can put to work to catapult your success

Do you know what happens to areas where there’s an economic decline? One bleak scenario is that without money, it starts to become dilapidated and possibly crime-ridden, so that just accelerates the pace of businesses and residents leaving the area. Revenues decline further because of the shrinking tax base, and the downward spiral continues. One way to prevent this is with an infusion of outside funding. One way a town or neighborhood can get a boost is with money from the federal government. One of the longest-running and most successful federal grant programs is the Community Development Block Grant. Here’s how it works. A sum of money in the form of a federal grant is provided

This guide provides detailed insights and resources on the following topics and more:

• Cyberattacks
• Business continuity
• Making a disaster recovery plan
• Determining your greatest risk potential
• Additional steps to take to protect your business

In part 1 of this article, we looked at the special considerations homeschoolers need to take to find funding for college. We saw that some research and preparation are necessary, but that the funding is there.

Now, here is a sample of 10 high quality grants and scholarships that homeschoolers are eligible to apply for. There are many more, but this gives you a good idea of what is available.

In a previous article, I told you how some questionable companies may try to convince you that you have automatically been awarded a grant, even though you hadn’t applied for one. Some people were interested to find out more, including what to watch out for and who might be targeted. We’ll take a look at what some of the possible signs are that tell you to beware, and also see whether you may be vulnerable to being targeted.

It’s been getting more dangerous to walk in the United States, but government grants may help ease the situation.

In 2012, the last year for which complete data are available, 4,743 pedestrians were killed in traffic crashes. That total represented 14% of all traffic deaths that year; a decade earlier, pedestrian deaths had been 11% of all road fatalities. The 2012 total was a 6% increase over the previous year.

We’re all familiar with college scholarships, but have you ever given any thought to why they exist? There actually are varying reasons for their existence, depending upon who’s offering them, and to whom. Let’s take a look at some of the reasons that college scholarships are offered. First, the school itself wants to attract talented students to enhance the reputation and prestige of the

Women entrepreneurs are an important part of the economy, and the number of women business owners has been steadily increasing annually. Finding a loan can help start or grow a business, and this guide can help.

When this year’s reunion rolls around at Vanderbilt University, alumni from Vanderbilt’s Schools of Nursing and Medicine will gather not only to renew enduring friendships, but also to celebrate the successful fundraising that many classes have undertaken to fund scholarships for deserving students who might not otherwise be able to attend the Schools of Medicine and Nursing.

Many members of the Vanderbilt University School of Medicine (VUSM) class of 1986, for example, are not only paying for their own children to attend college or graduate school, they are also contributing to a class scholarship to help future students attend VUSM — a cause that’s vastly important to them. So far, 34 class members have contributed more than $120,000 —contributions ranging from $50 to $25,000. The Class of 2001 recently became the youngest class to reach the $25,000 mark.

BIRMINGHAM, Alabama — For the first time in its 67-year history, a black high school student has won top honors in the Gorgas Scholarship Competition.

The Gorgas Scholarship Committee announced this week that the winner of the first-place tuition grant of $4,000 was Arrix Ryce, a senior at Jefferson County International Baccalaureate School.

Each of us is just one person, and sometimes we can feel powerless against giant institutions, especially bodies of government. After all, they’re notorious for being bureaucratic and staffed by uncaring workers who take pleasure in thwarting citizens, right? The politicians are no better, promising everything to get elected, then forgetting about us little people once they’re in.

League of Legends, the most popular game in the world by a mile with 67 million monthly players by last count, is indeed already a worldwide trend. What’s an even newer trend is that smaller, relatively unknown schools are offering scholarships for top players to attend their universities.

There are many great reasons to volunteer. If you’re in the United States, there’s a central resource where you can check for opportunities to serve others. It’s www.serve.gov, which is the United We Serve website. The idea is that Americans can individually help the economic recovery and do their part to restore unity in the country.

Every public school student should have an equal opportunity to learn as much as he or she is willing and able to. Unfortunately, not all schools offer the same level of potential learning experience. This can be due to a number of factors. There may be poor curriculum, lack of teacher support, a shortage of learning materials, difficult home circumstances among some students, or other issues that may lead to subpar outcomes. Government grant funding has been allocated to help improve some of these circumstances,

Valuable information from guest contributor Bankrate: 9 ways to spot personal loan scams According to Bankrate: Consumers lost a total …

In a past article, you learned about Google Grants. Now that there’s been time for the program to unfold and be utilized, data has been collected on how to best use it and become knowledgeable about its features.

Just about everywhere you go, you’ll find community grants being offered. Community grants are offered to neighborhood groups, businesses, organizations, and sometimes to individuals for the purpose of improving a community. The community grants are seen as having a twofold purpose; they not only improve some aspect of a neighborhood, they also help bring together you and your neighbors, who might otherwise never really