This year marks the 40th anniversary of the Community Development Block Grant Program. The Community Development Block Grant program was enacted into law as part of the Housing and Community Development Act of 1974. The Community Development Block Grant Program’s main purpose is to provide decent, safe and sanitary housing, a suitable living environment, and economic opportunities to low- and moderate-income people. To this day, the Community Development Block Grant Program remains the principal source of revenue for localities to utilize in devising flexible solutions to prevent physical, economic, and social deterioration in lower-income neighborhoods and communities throughout the nation.

Do you know what happens to areas where there’s an economic decline? One bleak scenario is that without money, it starts to become dilapidated and possibly crime-ridden, so that just accelerates the pace of businesses and residents leaving the area. Revenues decline further because of the shrinking tax base, and the downward spiral continues. One way to prevent this is with an infusion of outside funding. One way a town or neighborhood can get a boost is with money from the federal government. One of the longest-running and most successful federal grant programs is the Community Development Block Grant. Here’s how it works. A sum of money in the form of a federal grant is provided

You may find yourself one day needing a lawyer but are not sure how you’ll pay the expensive legal fees. You may be able to receive the help you need, courtesy of the government. You can get a volunteer or government-paid lawyer to provide legal assistance if you would otherwise have trouble paying for legal services. In other cases, though, you may qualify for help, regardless of your income level. In some circumstances, the

The Pet Fund is a registered 501(c) 3 nonprofit association that provides financial assistance to owners of domestic animals in the United States who need veterinary care. Find out how!

I sometimes have students who are gung-ho to get a grant, any grant. They will inquire where to go to get the most money, the most quickly. I ask them what it is they are seeking to fund exactly, and they have no idea. This approach is not likely to succeed, for several reasons. First, grants exist for a purpose. The idea behind them is that the government wants to encourage positive social changes, such as job creation or home ownership,

This guide provides detailed insights and resources on the following topics:
• Understanding statistics and facts about student loan debt
• Understanding the differences between different types of student loans
• Challenges students face while paying back this debt
• How to manage student loan debt
• How to get out of student debt

One form of business funding is a guaranteed loan. Some people may misunderstand what the word “guaranteed” means in this context, though. It does not mean that there is a guarantee that the loan will be made, no matter what. What the word “guarantee” means here is that the loan is backed by government funding so that the lending institution will be fully or partially reimbursed if the loan is not repaid.

You get a call, email, or letter from the federal government saying you are the winner of a free grant. All you have to do is pay a processing fee to receive the money. How do you know if the offer is legitimate or a scam? Follow these five tips to avoid falling prey to scammers posing as government grant-awarding agencies.

Post-secondary education can be one of the largest expenses we will face in our lives, second only to buying a house. Fortunately, we do not necessarily need to pay the entire amount out of pocket. You may be able to get free money for tuition, and sometimes also books, supplies, and living expenses. Governments, both federal and state/provincial, are potential sources of funding.

Valuable information from guest contributor Bankrate: 9 ways to spot personal loan scams According to Bankrate: Consumers lost a total …

When Tom and Janet Boyhan decided to ride the Tour de Whatcom, a 105-mile community bike ride around the county, they sent letters to their friends seeking donations to the Helping Hand grant program. The program is run by the Whatcom County Parks and Recreation Foundation (WCPRF) and funds parks and recreation projects in Whatcom County. Nearly everyone responded to the request, raising a total of $2,600. The money is now available in the form of grants of up to $1,000 for organizations working on recreation, parks and trail projects in Whatcom County.

Most people purchase real estate in hopes of earning wealth from their purchase, just as they would with any other investment asset. However, real estate is unique in that it has four distinct components of investment return. Essentially, here are the four ways you can make money as a result of real estate ownership:

– Appreciation in value
– Cash flows
– Income tax benefits
– Mortgage principal pay down

It’s important to note that just because there are several components of returns, that does not mean you will earn money on real estate investments. Many people lose money due to insufficient research and analysis, as well as through unmitigated risk issues. Do your homework before investing in real estate.

We’re all familiar with college scholarships, but have you ever given any thought to why they exist? There actually are varying reasons for their existence, depending upon who’s offering them, and to whom. Let’s take a look at some of the reasons that college scholarships are offered. First, the school itself wants to attract talented students to enhance the reputation and prestige of the

Who wouldn’t want to open their mailbox and find a government grant check, payable to you, waiting there? The bigger question is whether you can get sufficiently motivated to assess your situation, make plans, learn what you need to, and take steps to do what it takes to get that government grant. (If you’re already my student, you know that I get you a hand with many of those.)

Student loan debt is an increasing problem in the United States. The total amount owed has exceeded $1 trillion, and you may be on the hook for your own little chunk of this huge amount. These are two of the options you have for your government grants for education. You can either make a plan to get your student loans paid off, or you can explore one of the methods that will get some or all of your loans discharged.

It is much faster and easier to search for college scholarships and grants than it was 20 years ago, before the Internet changed the process for finding information forever. Now you just need an Internet connection and a phone, tablet, or computer to find multiple resources for free money for college. Here are five ways to search are all viable and every one of them is a potential gold mine.

There are many great reasons to volunteer. If you’re in the United States, there’s a central resource where you can check for opportunities to serve others. It’s www.serve.gov, which is the United We Serve website. The idea is that Americans can individually help the economic recovery and do their part to restore unity in the country.

Imagine the heartache of being cheated out your life savings. An Oswego County family says they were scammed out of more than $10,000 by people who hijacked a legitimate government program.

Doug Nash and his 80-year-old mother Mildred Mantor say they lost their life savings over the promise of a free government grant. Trying to hold back his tears, Nash tells CNY Central’s Jim Kenyon, “I just thought it was legitimate…they had a very elaborate scheme.”